Category: Uncategorized

Specialty contractors can end up paying for a lot up front. Sometimes they need to front the costs of everything from equipment to fabricated products, sometimes made overseas. So, the question is: how to reduce this exposure? Contractors can take several steps to hedge this risk, such as calculating cash requirements and waiting until payments…

The best credit repair company depends on a variety of factors. Above all, the most important factor might be what was wrong with your credit in the first place. When reviewing the credit repair industry, it’s important to note that many methods involve disputing debt. Some credit repair companies are better than others, and some…

Yes, Freedom Debt Relief is a legitimate debt relief firm founded in 2012, with an online presence on ConsumerAffairs, Trustpilot, and the Better Business Bureau (BBB). Although Freedom Debt Relief is a legitimate firm, that doesn’t mean its services are necessarily cheap, risk-free, or consumer-friendly. The fee charged by Freedom Debt Relief ranges from 15%…

There are many reasons your credit score can drop. From late payments to hard inquiries, your credit score can go up and down due to all sorts of external factors. Some you can control more than others. If you notice that your credit score has indeed dropped, then Start here: three questions to ask Is…

A 609 credit repair letter may work for you if your goal is to identify inaccuracies, incompleteness, or unverified information on your credit report. Section 609 is, however, not an “out” or a loophole that forces credit reporting agencies to delete valid negative data. The FCRA’s formal dispute resolution process is almost exclusively governed by…

A debt collector may be able to file a lawsuit against you if certain conditions are met regarding the debt. Remember, just like you, debt collectors have to comply with federal and state regulations. They also need to have all of their documentary evidence available to win a court case if they reside in a…

Just as you would compare any other product or investment, you should likewise compare your painting estimates. But with painting, that might not be the easiest of tasks. Are you including prep work and multiple costs? Do you know if it’s going to be a basic coat or will it require multiple coats? In this…

There is nothing better than a fresh coat of paint, glistening in the morning sun, and permeating your nostrils with that “new paint smell”.  But once that fresh coat of paint is up, your job is not finished. That fresh coat of paint needs to be protected at all costs, and to the best of…

A contract is profitable if the revenue generated from the contract exceeds the costs of the direct items required to complete it and yields a satisfactory gross margin. Compare your original estimate of gross margin at the time of the bid to the actual gross margin you earned as the contractor. This will help you…

The best CRM for HVAC contractors depends on how the company manages its workflow and the types of HVAC work within its scope. HVAC companies focusing on commercial or more specialty work are going to need more than just a lead management system; they are going to want something that connects estimating with downstream work.…